![]() ![]() Merchants that do not categorize themselves under an MCC code that we associate with gas, EV, dining or groceries will earn 1% back. We use these codes to determine what rewards tier applies to your purchase. Note that these categories are determined by Merchant Category Codes (MCCs) provided by the merchant's acquiring bank or payment processor, not Gemini. Wholesale clubs, such as Costco and Sam's Club, as well as candy stores and bakeries are excluded from this category.Ä¡% on All other Qualifying Purchase Transactions Groceries generally include traditional grocery stores and specialty food stores. This rewards promotion is governed by the Gemini Rewards Program TermsÄining generally includes traditional restaurants, bars/nightclubs, and fast food establishments. For cardholders approved January 1-15, 2023, the Promotional Period ends January 31, 2024.For cardholders approved during December 2022, the Promotional Period ends December 31, 2023.For cardholders approved prior to November 30, 2022, the Promotional Period ends November 30, 2023.The Promotional Period begins during the calendar month you are approved (or in the case of existing cardholders as of November 15, 2022, during November 2022) and lasts for the following 12 calendar months. This rewards category is a Limited Time Offer for new and existing cardholders approved on or prior to January 15, 2023. Eligible purchases will be allotted during the calendar month in which the purchase posts to the account. Gas station purchases, other than gasoline purchases made or initiated at the pump, are ineligible. Unused spend will not carry over to the following month. The spend cycle will refresh on the 1st of each calendar month. ![]() * The 10% crypto back rewards category is available on up to $200 in spend a month on Gas at the Pump and EV (then 1% on all other Gas and EV) and on up to $2400 in spend over the Promotional Period (then 1% on all other Gas and EV). 10% on Gas at the Pump and Electric Vehicle Charging Stations (EV) ![]()
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